Clifford is a results-oriented leader with over 30 years of retail banking experience. He has proven competencies in banking operations, customer relationship management, credit & risk management as well as Business Development. Prior to joining Homelink, he was Senior Branch Manager at CBZ Bank Limited. He has a demonstrated track record in the delivery of financial solutions to corporates and individuals in diverse sectors.

Clifford is a holder of Masters in Strategic Management from Great Zimbabwe University and a Bachelor of Commerce Honours degree in Accounting. He is a member of the Institute of Bankers of Zimbabwe as well as the Institute of Chartered Secretaries and Administrators in Zimbabwe.