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SME Business Loans

sme

Homelink finance offers affordable loans to individuals and/or groups with a viable business proposal.

The product is targeted at:

  • tourism support
  • horticulture export
  • business linkages facilities
  • asset finance
  • productive loans
  • and many other financial initiatives

Homelink finance also offers financial literacy training.

Requirements for Loan Account

  • Business Proposal & Outline of Business Activities 
  • Company Profile
  • Directors National Identification Cards, Proof of Residence
  • Memo & Articles of Association, Copy of CR14, CR 6
  • Valid Tax Clearance
  • Security Offered
  • Proposed Use of Funds
  • Bank Statement for the past 6 Months
  • Financial Statements for the previous two years
  • Latest Management accounts
  • Projected Cashflows for the next 6 to 12 months 
  • Asset register for company 
  • Director’s personal Assets register
  • Any other relevant information to aid in the application

SME Loan Calculator              DOWNLOAD APPLICATION FORM

Agribusiness Desk

Are you part of the agricultural value chain? Do you need funding?  Our Agribusiness desk has the right solution for you. Come and talk to us

  • Farmers-grain crops, horticultural crops, tobacco, livestock etc
  • Agro-processors
  • Agro-dealers
  • Safari operators/Conservancy
  • Seed houses
  • Plantations
  • Tobacco merchants

Loan Facilities

Working capital facilities

Homelink  finances clients’ seasonal financial needs:

  • Tenor- 12months
  • Repayment frequency- as per client’s cash flow
  • Competitive interest rates

Acceptable security- bonds over immovable property, Cash cover, Treasury bills

  • Projects with ready markets

Horticulture Export facility

  • Tenor- up to 36 months
  • Repayment frequency-as per client’s cash flows
  • Competitive interest rate

Security-preferably bonds over immovable property
Capital expenditure: 

  • To purchase plant & machinery, cattle breeding, plantations etc:
  • Tenor- up to 48 months
  • Competitive Interest rates

Acceptable security- bonds over immovable property, Cash cover, Treasury bills

  • Up to $1 million

Structured facilities 

  • Collateral management?
  • Project finance?
  • Invoice discounting?
  • Order finance

How do you Qualify?

  • Registered companies, sole traders or partnerships-proof of identity
  • Proof of land ownership or land use agreement
  • Ability to repay from primary source
  • Acceptable security- bonds over immovable property, Cash cover, Treasury bills
  • Project with ready market.